Private Insurance

State and occupational pension schemes (1st and 2nd pillars) offer basic cover, which is often insufficient to maintain your standard of living in the event of incapacity for work, disability or death. By taking out a 3rd pillar (linked or free) or pure risk insurance, you can fill these gaps and protect your loved ones financially.

These solutions are flexible and can be tailored to your family and professional situation. At Insurance Keepers, we help you assess your needs and choose tailor-made cover.

Ideally, retirement planning should begin as soon as you have professional stability. The earlier you start, the more comfortable your nest egg will be thanks to the tax advantages of the third pillar or pension fund buy-ins (second pillar).

There are many solutions available: tied pension plans (3a), flexible pension plans (3b), buying back contribution years, secure or more dynamic investments depending on your retirement horizon. Our specialists will help you develop a balanced strategy that takes into account your objectives, your tax situation and your risk tolerance.

Civil liability insurance covers damage you cause to third parties, but it does not cover the costs associated with your own disputes (e.g. with an employer, neighbour, landlord or seller). Private legal protection covers the costs of lawyers, experts and legal proceedings when you need to defend your rights.

It gives you access to independent legal advice and covers the often high costs of legal proceedings. With this type of cover, you are better equipped to assert your rights without financial stress.