For businesses and self-employed individuals
At Insurances Keepers, we help self-employed individuals and businesses protect what matters most. Civil liability, contingency planning, illness or accident cover, property, data or even executive protection: we offer tailor-made solutions for every situation.
Whether you are an SME, a construction professional or a self-employed worker, we support you in securing your business and anticipating the unexpected. Our goal: to provide you with reliable and tailored protection so that you can move forward with peace of mind.
Business Liability
Protect your business against damages caused to third parties arising from your professional activities. This insurance covers bodily injury, property damage, and financial losses, as well as risks related to your products, services, or premises.
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D&O Liability Insurance
Directors and board members can be held personally liable for their decisions. D&O insurance protects their personal assets in the event of mismanagement or breach of their duties.
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Accident Insurance (LAA and Supplementary LAA)
Mandatory for employees, accident insurance (LAA) covers occupational accidents and, for those working 8 hours or more per week, non-occupational accidents. We help you structure this coverage and enhance it through supplementary LAA (LAAC), including 100% salary coverage, private hospital room, daily sickness benefits, etc.
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Daily Sickness Benefits Insurance (DSBI)
To guarantee income for your employees in case of incapacity to work due to illness.
This insurance allows the employer to continue paying salaries while limiting the financial impact on the company. An essential solution for SMEs.
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Property and Asset Insurance
These insurances cover your company's assets against incidents such as fire, water damage, theft, or breakage. (e.g., Business Inventory insurance, business interruption, technical insurance, fleet insurance, building insurance, etc.)
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Transit Insurance
Transit insurance covers damage, loss, or theft of goods during their transportation, whether in Switzerland or internationally. It protects the company against logistical hazards and ensures business continuity in the event of a claim. Tailored to the needs of importers, exporters, or distributors, it constitutes an essential pillar of transport-related risk management.This insurance allows the employer to continue paying salaries while limiting the financial impact on the company. An essential solution for SMEs.
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Occupational Pension (LPP)
Employers must affiliate their employees with a pension fund in accordance with the Federal Law on Occupational Old-Age, Survivors' and Invalidity Pension (LPP) from a certain salary threshold. Self-employed individuals retain the choice to affiliate or not, depending on their pension objectives. Whether it's a mandatory basic plan, a supra-mandatory plan, or an extra-mandatory plan (1e), we assist you in implementing or optimizing tailor-made solutions that combine security, performance, and attractiveness for your talent.
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Business Financing
Thanks to our specialized partners, we also assist you in implementing financing solutions for your business.
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Cyber Insurance
Protect your business against the financial consequences of a cyberattack, data breach, or IT security incident. Cyber insurance generally covers the costs of emergency response, data restoration, business interruption, and liability related to personal data protection.
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Business Legal Protection
Benefit from legal support in the event of a dispute with a client, supplier, or authority. Coverage includes legal fees, expert assessments, and judicial proceedings, allowing you to defend your interests with peace of mind.
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Construction and Real Estate
Tailor-made coverage for developers, investors, and construction companies. We assist you in securing your construction sites (construction insurance, principal's liability) and your buildings (building insurance, loss of rent) against claims and legal liabilities.
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Insurance for Self-Employed Individuals
You are your most valuable asset: we offer tailor-made protection to guarantee your income in case of illness, accident, or disability. Our solutions can be combined with a tailor-made pension plan that provides you with retirement security while optimizing your tax burden.
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We're answering it!
Discover the most frequently asked questions our specialists receive about professional insurance.
✔ For companies with employees: occupational accident insurance (and non-occupational accident insurance if the employee works at least 8 hours per week), occupational pension provision (LPP above a certain income), AVS/AI/APG, and maternity/paternity insurance are all compulsory.
✔ For self-employed persons: you must contribute to AVS/AI/APG and, if you hire staff, take out compulsory insurance for your employees.
Depending on your activity, other types of cover may be essential (professional liability, daily sickness benefits, business interruption, cyber insurance, etc.). We analyse your situation to ensure your compliance and security.
These benefits increase your teams' satisfaction and loyalty. Insurance Keepers helps you design a tailor-made plan that combines attractiveness and cost control.
Insurance Keepers advises you on building a strategy that combines security, tax optimisation and performance, tailored to your situation.
